Need XRP fast? Whether you’re activating a brand new wallet, topping up for network fees, or simply stacking XRP to hold or spend in XRPL apps, Squid’s fiat on-ramp lets you purchase native XRP with a card (or other local payment rails) and send it straight to your address - no exchange account required.

This guide tells you what to prepare before checkout, outlines fees and timing, and walks you through the process step-by-step.

Before You Begin

• Have your XRPL wallet address ready. Squid sends funds directly to this address.
• Be ready for a quick KYC check in some regions (photo ID or selfie).
• Use a supported payment method: Visa, Mastercard, Apple Pay, SEPA and other local rails vary by country.

How to Buy XRP with Card

Step 1 - Open Squid and click the “Buy” tab

Visit app.squidrouter.com, click the Buy tab, choose your country and select the fiat currency you want to pay with.

Step 2 - Select XRP on XRPL

In the Receive section, search for XRPL in the network list and pick the XRP token, then enter how much fiat you want to spend.

Step 3 - Add your wallet address

Click Select recipient, then connect or paste the XRPL wallet where you want the XRP delivered.

Step 4 - Choose an on‑ramp provider

Squid lists available partners with price quotes. Select one (e.g., Topper) and log in or create an account if asked. Complete any KYC steps (name, ID, email confirmation).

Step 5 - Review & pay

Confirm the order details, add your card, and click Checkout. Your personal data stays encrypted with the provider.

Step 6 - Wait for confirmation

Within a few minutes the XRP will land in your wallet. All set? Log in to Squid’s Wallet View to see your new XRP balance alongside assets on other chains!